INVESTMENTS
When You Do Better, We Do Better
OBJECTIVE INVESTMENT PORTFOLIOS
We believe the majority of investment returns are derived from the asset allocation that you implement. We also believe the asset class and correlation they have to each other are the most important factors when assessing a portfolio. We we use extra care when considering investment expense and strive to achieve portfolio efficiency while working towards long term return objectives.
*Asset allocation does not ensure a profit or protect against a loss
THE VALUE IN WORKING WITH AN OBJECTIVE ADVISOR
The Foundation Towards Financial Independence
An advisor can add tremendous value. A study conducted by Vaguard estimates the value added can be as much as 3%, although our average advisory fee is significantly less. See Vanguard's white paper.
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NO TRANSACTION COSTS IN ADVISORY ACCOUNTS
In advisory accounts, we are compensated on a flat fee basis which is a percentage of the assets we manage. You are not charged per transaction in the account.
OUR PORTFOLIO'S ARE TAX AWARE
Our trading and rebalancing process gives your advisor the ability to harvest gains or losses as needed, which can have the potential to produce a better after tax return.
*Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss
A FIDUCIARY OBLIGATION TO ACT IN YOUR BEST INTEREST
We are legally obligated to act in your best interest in advisory accounts. LPL is an investment advisor registered with the Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940. As an investment advisor, LPL has a fiduciary responsibility to its advisory clients and is obligated to act in the best interests of clients.
SUPPORT WHEN YOU NEED IT
Research shows investors who deviate from their investment allocation increase their odds of under-performing over the long term. Investors tend to make poor investment choices that hurt their investment returns. These decisions, including when to buy and sell, are often driven by emotion. Working with an advisor using a disciplined approach can help an investor have a better result. See Vanguard's white paper.
